Arogya Finance, is a social healthcare venture, which offers medical loans to the traditionally un-bankable, using innovative risk assessment tools that allows them to finance people outside the formal banking system. APEX Insurance has tied up with Arogya Finance for providing finance options to its members and their patients.

APEX Insurance Members

APEX Insurance members can avail EMI facility for their membership. Members can also avail loans towards facilities and equipment. Members need to on-board themselves first with APEX Arogya Finance. Please contact AICL Team Blue on 9819709100 or email on This email address is being protected from spambots. You need JavaScript enabled to view it. for more information on the process.


Patients can avail loan facility for expensive treatments. Below are two options which can used towards finance.

Medical Loans

Standard Loan is for your immediate medical emergencies be it any type of treatments or surgeries.

Arogya Card

Pre-approved Loan is for your future medical emergencies. A medical loan of upto Rs 3 lakhs can be pre-approved & treatment can be availed at any hospital, upto 75% of the medical bill can be covered.