Error & Omissions Policy

Errors and omissions insurance (E&O) is a type of professional liability insurance that protects Establishments and their employees or individual Professionals against claims made by Patients for inadequate work or negligent actions. Errors and omissions insurance often covers both court costs and any settlements up to the amount specified by the insurance contract.

In the Medical/Hospital field, lawsuits happen, regardless of how baseless the claims may be. Patients sometimes sue the Hospital or Doctor after any dissatisfaction over the services rendered, even if the risks were well-known and within the guidelines established by the authority. In these cases, even if a court or arbitration panel finds in favor of a Doctor or Hospital Owner, the legal fees can be very high, and E&O insurance is vital in these situations. A Doctor or Hospital that has had numerous litigation problems has a higher underwriting risk and is likely to find E&O insurance more expensive or less favorable in its terms as a result.

Error & Omissions policy covers an establishment and all it's workers who are employees and even the untrained technicians based on some calculations. All the activities of treatment is covered in this policy irrespective of the visiting consultants. Once the claim is on that Establishment, it is dealt by the insurance company but it is important to note that if the claimant makes any Particular Consultant/Doctor a party in his claim then it is important for that consultant to have his Valid Indemnity policy from any company.

    Error & Omission Policies Doesn't Cover:
  • Any risk prevention guidance or workshop.
  • Any advise or emergency consultation by any expert to avoid the case and claim.
  • Any management of difficult situation.
  • Any Criminal accusation or case.
  • Any Police Inquiry or preparation for any Registering body summon.
Read- Error & Omissions Standard Clauses & Terms

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